Watford, UK

02038278560

info@contractormortgagesolutions.co.uk

Contractor Mortgage Solutions
Contractor Mortgage Solutions

Watford, UK

02038278560

Expert Mortgage Broker Dunstable

Specialist Mortgage Solutions Dunstable

Navigating the mortgage market in Dunstable can be overwhelming—especially if you're a contractor, self-employed, or a first-time buyer. Traditional lenders often struggle to assess non-standard incomes, leaving you with limited or unsuitable offers. That’s where we come in. At Contractor Mortgage Solutions, we bring years of specialist experience to help you secure the right mortgage based on your day rate or contract income—not your tax returns. Whether you're buying your first home, remortgaging, or investing in property, our team in Dunstable is here to make the process easy, clear, and tailored to you.
No Obligation, Just Free Advice – Reach Out Today!

Curious About How Much You Can Borrow?

If you're a contractor, self-employed, or working on a fixed-term contract in Dunstable, you're likely tired of hearing “we need your last three years of accounts.” Our mortgage calculator flips the script. Instead of asking for tax returns or payslips, we help estimate your borrowing power using your day rate, contract income, or limited company drawings. It’s fast, free, and built with you in mind. Unlike traditional bank calculators, this one gives a more realistic picture of your mortgage affordability—especially if your income isn’t straightforward. Just plug in a few basic details like your contract rate or estimated annual income, and get an instant estimate of what you could borrow.

First Applicant

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Your Estimated Borrowing Amount

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Based on your income details, this is an estimate of how much you might be able to borrow.

We work with more than 120 mortgage lenders, including:

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Tailored Mortgage Solutions in Dunstable

We offer more than just mortgages. We deliver peace of mind. Based in Dunstable, our team specialises in mortgages and financial protection products that reflect your working reality. From contract-based borrowing to specialist insurance solutions, we’re here to guide you every step of the way—whether you’re buying your first home, protecting your income, or planning long-term investments.

First-Time Buyer Mortgages in Dunstable

Buying your first home should feel exciting, not overwhelming. We simplify the process for first-time buyers in Dunstable with clear guidance, honest advice, and access to a wide range of lenders—some who specialise in non-traditional incomes.

Remortgage in Dunstable

Don’t let your current deal cost you more than it should. Whether your fixed rate is ending or you want to release equity, we help Dunstable homeowners remortgage with competitive rates and no hassle.

Buy to Let Mortgage Broker Dunstable

Whether you’re building your property portfolio or buying your first rental property, we help landlords in Dunstable secure buy-to-let mortgages with flexible lending criteria and expert guidance.

Home Mover Mortgages in Dunstable

Looking to move home within or outside Dunstable? Whether porting your mortgage or applying anew, we’ll handle everything so your move is smooth and financially sound.

Self-Employed Mortgages in Dunstable

Self-employed but still struggling to prove your income to a lender? We specialise in self-employed mortgages in Dunstable, using your real income—bank statements, contracts, and more—not just tax returns.

Professional Mortgages for Contractors in Dunstable

Are you a contractor or freelancer with a strong day rate but no traditional payslips? We work with lenders who understand your world, offering mortgage deals based on your contract income.

Life Insurance for Mortgage Protection in Dunstable

Make sure your loved ones aren’t burdened if the worst happens. Our life cover options in Dunstable are designed to pay off your mortgage if you're no longer around—giving your family security and peace of mind.

Critical Illness Cover in Dunstable

If you're diagnosed with a serious illness, a lump sum from your critical illness cover can ease financial stress. We tailor your policy to your needs and lifestyle, so you’re covered when it matters most.

Income Protection service in Dunstable

Your income is your greatest asset. If illness or injury prevents you from working, income protection ensures you can still cover your bills. Essential for contractors and the self-employed in Dunstable

Private Medical Insurance in Dunstable

Waiting lists can be long, but your health can’t wait. We arrange private medical cover that gives you faster access to treatment, personalised care, and peace of mind for you and your family.

Business Insurance for Contractors in Dunstable

Running a business as a contractor comes with risks. We help you secure robust business insurance tailored to protect your income, equipment, and liability—so you can focus on what you do best.

Compare & Find the Right Mortgage for You

Don’t settle for less—explore, compare, and secure the best mortgage deal tailored to your needs.

Mortgage Comparison

Mortgage Comparison

Find the Right Mortgage in Minutes

Finding the right mortgage can be overwhelming, but we make it simple. Our mortgage comparison tool lets you explore options from top lenders, ensuring you get the best deal for your situation. Whether you’re a contractor, self-employed, or a first-time buyer, you can compare interest rates, loan terms, and monthly payments all in one place. Get a clear breakdown of costs and repayment terms before making your decision. With tailored solutions for contractors, securing the right mortgage has never been easier.

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Mortgage Quote

Mortgage Quote

Personalized Mortgage Quote, Instantly

Want to know how much you can borrow and at what rate? Our mortgage quote tool gives you a quick, no-obligation estimate based on your income and financial profile. We specialize in contractor mortgages, ensuring you get access to exclusive rates designed for self-employed professionals.
With no impact on your credit score, you can explore your mortgage options with confidence. Get a personalized quote in minutes and take the next step toward securing your dream home.

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Client testimonials from Dunstable and nearby

Mortgage Broker Dunstable
Fee Jav

Client

Fantastic service from Mo and his team at Contract Mortgage Solutions. They made my remortgage process easy and efficient. A real pleasure to deal with, and I highly recommend them as great mortgage brokers.

Mortgage Broker Dunstable
Goretty Dias

Client

Mo is extremely professional and has helped me with new and remortgage transactions over the past 3 years. Contract Mortgage Solutions is efficient, communicative, and resolves issues well. Highly recommend!

Mortgage Broker Dunstable
Layla De Freitas

Client

Mo and his team have provided our mortgage for 7 years, helping us remortgage 3 times. Mo goes above and beyond with in-depth market knowledge and excellent service, even with our changing plans. Thank you!"

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Why We’re Different – We Work with Your Day Rate, Not Your Tax Returns

At Contractor Mortgage Solutions, we do things differently—because you do. If you're a contractor, self-employed, or earning through a limited company in Dunstable, you’ve likely faced the frustration of banks asking for years of accounts, PAYE payslips, or rigid employment history. That’s outdated. We believe your income should be judged by today’s reality—not tax returns that are 18 months old. That’s why we work with specialist lenders who understand contract-based income. Whether you’re paid a day rate, project fee, or through dividends, we assess your affordability based on what you actually earn. No hoops. No red tape.
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Mortgage Broker Dunstable

Looking to speak with your local mortgage broker in Dunstable?

Don’t let old-school lending rules stop you. Let’s secure your mortgage based on your personal circumstances and get you on the path to homeownership today.
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