Foreign National Mortgages, Secure a UK Home from Abroad
Contractor Mortgage Solutions helps foreign nationals purchase UK property with confidence. Whether it’s a first home, an investment, or a remortgage, we work with specialist lenders who understand international income and residency, providing tailored mortgage solutions for foreign buyers.
Tailored Mortgage Solutions for Foreign Nationals
We understand the challenges foreign nationals face when buying UK property. Our bespoke mortgage solutions cater to your residency, income, and investment goals.
First-Time Buyer Mortgages
Ideal for foreign nationals purchasing their first UK property. Lenders we work with consider international employment, contracts, and self-employment income.
Investment Property Mortgages
Looking to invest in UK property? We connect you with lenders offering competitive rates and terms for foreign buyers.
Remortgage Solutions
Already own UK property? We provide remortgage options tailored for foreign nationals, helping you access better rates or release equity efficiently.
We work with more than 120 mortgage lenders, including:
We Operate Based on Your Income
We specialise in securing mortgages for foreign nationals based on your international income, contracts, or self-employment revenue. No UK payslips or tax returns are required. Over the past decade, we’ve helped numerous clients purchase UK property, refinance investments, and access exclusive mortgage solutions not available on the High Street.
How Much Can I Borrow
Use Our Calculator to Estimate Your Borrowing Power
Our calculator provides an instant indication of how much you could borrow based on your foreign income and financial profile.
For a fully personalised mortgage recommendation,
speak with one of our expert advisers.
Almost there!
Please provide your details to see your mortgage calculation resultsYour Estimated Borrowing Amount
Please note, that this calculator only provides indications of possible borrowings.
Contact us for a free bespoke contractor mortgage recommendation.
Ready to Discuss Your Options?
Don’t let residency status or international income hold you back. With our foreign national mortgage solutions, you can secure UK property based on your income and achieve your homeownership or investment goals with confidence.
Compare & Find the Right Mortgage for You
Don’t settle for less—explore, compare, and secure the best mortgage deal tailored to your needs.
Mortgage Comparison
Find the Right Second Mortgage in Minutes
Finding the right mortgage as a foreign national can be complicated. Our comparison tool allows you to explore deals from specialist UK lenders, comparing interest rates, loan terms, and repayment options in one place.
Mortgage Quote
Get Your Personalised Second Mortgage Quote Instantly
Want to know how much you can borrow and at what rate? Our mortgage quote tool gives a quick, no-obligation estimate based on your international income. With no impact on your credit score, you can confidently explore your options and take the first step toward securing your UK property.
Why Choose Contractor Mortgage Solutions for Foreign Nationals?
Testimonials
What Our Foreign National Clients Say
Arjun P.
IT Contractor, India
CMS helped me secure my first UK property from abroad. They understood my international income perfectly.
Maria L.
Marketing Consultant, Spain
As a foreign buyer, I was unsure about eligibility. CMS guided me through every step and made it simple.
Ahmed R.
Construction Contractor, UAE
CMS arranged a mortgage that suited my self-employed income overseas. The process was smooth and fast.
FAQ’s
Can foreign nationals get a UK mortgage without a UK salary?
Yes. Specialist lenders we work with consider international income and self-employment when assessing eligibility.
Our Partners: https://mortgage-tek.co.uk/
Do I need a UK bank account or credit history?
Not always. Some lenders accept overseas accounts and evaluate your income and financial profile.
Can contractors living abroad get a UK mortgage?
Yes. We work with lenders experienced in assessing international contract and self-employed income.
Are there restrictions on property types?
Most lenders allow standard residential or investment properties. Our advisers guide you on eligible options.
How long does the process take for foreign nationals?
Timelines vary, but our established lender relationships often make approvals faster than standard international applications.
Can I remortgage UK property as a foreign national?
Yes. We provide remortgage solutions tailored for foreign nationals, helping you access better rates or release equity efficiently.