Compare Mortgage Rates & Find the Best Mortgage Comparison Deals in the UK
Easily compare mortgage rates and find best mortgage comparison deal for your needs
How Much Can I Borrow Calculator
We operate based on your income and specialize in securing mortgages for individuals across all professions, tailored to their unique financial situations.
No tax returns, no accounts
We have helped numerous professionals over the last decade to purchase their first homes and investment properties. We work daily with lenders to offer tailored mortgages rarely found on the High street or Online.
Our calculator is fast, simple, and tailored to fit your unique working arrangement. Once you have an estimate, connect with our specialist team to discover competitive rates and customized mortgage solutions that suit your needs. Start your journey toward your dream home today!.
Your Estimated Borrowing Amount
Your Estimated Borrowing Amount
How Much Can I Borrow Calculator
We operate based on your income and specialize in securing mortgages for individuals across all professions, tailored to their unique financial situations.
No tax returns, no accounts
We have helped numerous professionals over the last decade to purchase their first homes and investment properties. We work daily with lenders to offer tailored mortgages rarely found on the High street or Online.
Our calculator is fast, simple, and tailored to fit your unique working arrangement. Once you have an estimate, connect with our specialist team to discover competitive rates and customized mortgage solutions that suit your needs. Start your journey toward your dream home today!.
What Mortgage Do You Need?
Ready to find the best deal? Use our easy-to-use tool to compare mortgage rates and get tailored options that meet your needs, whether you’re remortgaging, buying your first home, or investing in property.

Remortgage
Looking to remortgage? Compare mortgage rates to find better deals and lower interest rates, whether you stay with your current lender or switch to a new one. Our tool helps you find the most competitive rates to save you money in the long run.

First-Time Buyer Mortgage
If you’re a first-time buyer, compare mortgage rates to discover the best deals that fit your budget. Our comparison tool allows you to explore deposit and borrowing options, ensuring you find the most affordable mortgage to get your foot on the property ladder.

Buy-to-Let Mortgage
Investing in property? Compare mortgage rates for buy-to-let mortgages and find the best rates to suit your investment goals. With our comparison tool, you can easily explore options that offer competitive terms and help grow your property portfolio.
Find The Right Mortgage Deal in 5 Minutes
Finding the right mortgage for contractors has never been easier. We help you compare mortgage rates and secure the best deal for your needs.
Step 1
START YOUR SEARCH
Begin by browsing through our simple mortgage comparison tool to find the best mortgage options.
Step 2
GET ACCURATE RESULTS
Provide more details for a personalised comparison of mortgage rates tailored just for you.
Step 3
APPLY WITH EASE
When you’re ready, apply quickly & easily with the best mortgage deal comparison based on your needs.
Client testimonials

Fee Jav
Client
Fantastic service from Mo and his team at Contract Mortgage Solutions. They made my remortgage process easy and efficient. A real pleasure to deal with, and I highly recommend them as great mortgage brokers.

Goretty Dias
Client
Mo is extremely professional and has helped me with new and remortgage transactions over the past 3 years. Contract Mortgage Solutions is efficient, communicative, and resolves issues well. Highly recommend!

Layla De Freitas
Client
Mo and his team have provided our mortgage for 7 years, helping us remortgage 3 times. Mo goes above and beyond with in-depth market knowledge and excellent service, even with our changing plans. Thank you!”
Ready to discuss your options?
Call Us
02038278558
Email Us
info@contractormortgagesolutions.co.uk
Address
31, Metro Centre, Dwight Rd, Northwood, Watford WD18 9SB
Mon-Fri (8:30am-7pm)
Sat-Sun (9am-5pm)
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FAQ’S
1. What is a mortgage agreement in principle?
A mortgage agreement in principle (AIP) is a document from a lender that confirms how much you might be able to borrow based on your financial situation. It’s not a guarantee, but it shows you’re likely to be approved if you apply. Compare mortgage rates after receiving your AIP to find the best deal.
2. How can I compare mortgage rates?
3. What is the loan-to-value (LTV) ratio?
The loan-to-value (LTV) ratio is the percentage of the property value that you want to borrow. Comparing mortgage rates becomes easier when you understand how LTV affects your monthly payments and the overall rate you can secure.
4. What is the difference between a fixed and variable rate mortgage?
A fixed-rate mortgage has a set interest rate for a specific period, while a variable rate mortgage can change depending on market conditions, potentially leading to lower or higher monthly payments. Compare mortgage rates for both options to decide which suits your needs best.
5. What is a guarantor mortgage?
A guarantor mortgage involves a family member or friend acting as a guarantor. This person agrees to cover your mortgage payments if you can’t, helping you secure a mortgage with a lower deposit. Compare mortgage rates for guarantor mortgages to see the best deals.
6. How do I know if I can afford a mortgage?
When comparing mortgage rates, it’s important to assess your affordability. Lenders will look at your income, outgoings, and credit score to determine how much you can borrow. Use our mortgage calculator to get a rough estimate.
7. How much deposit do I need for a mortgage?
Typically, you’ll need at least a 5-10% deposit to get started. However, by comparing mortgage rates from various lenders, you can secure a better deal with a larger deposit, especially for first-time buyer mortgages.
8. What are the common mortgage fees?
Common fees include:
- Advice Fee – Payable if you receive advice from a mortgage broker.
- Booking Fee – Paid upfront to reserve your loan.
- Arrangement Fee – For setting up the mortgage.
- Valuation Fee – For surveying the property.
Legal Fees – For legal documentation and stamp duty.
Make sure to account for these when you compare mortgage rates.
9. Will mortgage rates go down in the near future?
Mortgage rates fluctuate based on the economy and interest rates. Comparing mortgage rates regularly can help you stay updated and find the best deal, especially when rates drop.
10. How can I secure the best mortgage rates?
To secure the best rates, ensure you:
- Maintain a good credit score.
- Save for a larger deposit.
- Compare mortgage rates from multiple lenders to find the best deal.
- Consider a fixed-rate mortgage if you prefer stability in your monthly payments.
11. What is the APRC?
The APRC (Annual Percentage Rate of Charge) shows you the total cost of a mortgage over its lifetime, including fees and interest. This helps you better compare mortgage rates and understand the real cost of your mortgage.