Contractor Mortgages Made Simple in Partnership With Granite BPO

Secure Your Contractor Mortgage Today
Curious About How Much You Can Borrow?
Find out in seconds! Use our quick and easy mortgage calculators to see how much you could borrow based on your day rate. Keep in mind, this is just an estimate – for a free, personalised recommendation, contact us today!
We partner with banks and underwriters to navigate the complex landscape of contracting and simplify the process of using contract earnings alone for affordability assessments.
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Unlock Your Homeownership and Investment Potential
Whether you’re buying your first home, remortgaging, or investing in property, we provide tailored solutions to make your journey smooth and rewarding.

Ready to Take the First Step?
Being a first-time buyer can be overwhelming, but it doesn’t have to be! Our expert team will guide you through every step – from budgeting to exploring mortgage deals that fit your contractor income. Let’s turn your dream home into reality!

Need to Remortgage and Save?
If you’re ready to remortgage, now’s the perfect time. Whether it’s locking in a better rate or releasing equity from your property, we’ve got you covered. Don’t leave money on the table – take control and start saving with our tailored remortgage solutions!

Want to Invest in Buy to Let?
Becoming a landlord has never been easier! With our buy-to-let options, you can invest in property, rent it out, and watch your earnings grow. We’ll help you find the perfect mortgage so you can start earning rental income without the hassle and generate passive income.
Why We’re Different – We Operate Based on Your Day Rate
At Contractor Mortgage Solutions, we know contractors don’t fit the typical mould, and that’s why we base our mortgages on your day rate. No tax returns. No accounts. Just straightforward solutions that work for your unique situation. We’ve helped countless contractors secure their homes and investment properties, offering deals you won’t find on the high street.


We Operate Based on Your Day Rate
We specialize in securing mortgages for contractors based on their contract earnings alone.
No tax returns, no accounts
We have helped numerous contractors over the last decade to purchase their first homes and investment properties. We work daily with lenders to offer tailored contractor mortgages rarely found on the High street or Online.
We work with more than 120 mortgage lenders, including:
Why Choose Us?
Are you a contractor dreaming of homeownership? Here’s why you should choose us as your contractor mortgage broker:

Independent
As an independent contractor mortgage broker, we offer unbiased advice that truly serves your best interests. Unlike tied brokers, we have access to a wide range of mortgage products from numerous providers. This enables us to secure the best deal for you, whether you’re a first-time buyer, remortgaging, or expanding your property portfolio. Our aim is to simplify the mortgage process, offer clear guidance, and support you at every stage.

Experienced
We understand that no two contractors are alike, and neither are our mortgage solutions. Every contractor is unique, with distinct financial circumstances and career paths. That’s why we specialise in personalised mortgage solutions tailored to your specific needs and goals. Whether you’re a limited company contractor or work under an umbrella company, we are dedicated to finding the perfect mortgage product for you.

Friendly
We believe in clear communication without the jargon. With direct contact numbers and email access to your dedicated mortgage advisor, we prioritise building lasting relationships that extend far beyond your first mortgage. Our approach is centred on your satisfaction and peace of mind throughout the entire mortgage journey.
Choose us as your partner in achieving your homeownership dreams. Contact us today to get started!
Ready to discuss your options?
Don’t let traditional mortgage requirements hold you back. Secure your first-time buyer mortgage based on your day rate and achieve your homeownership goals today with us!
Client testimonials

Fee Jav
Client
Fantastic service from Mo and his team at Contract Mortgage Solutions. They made my remortgage process easy and efficient. A real pleasure to deal with, and I highly recommend them as great mortgage brokers.

Goretty Dias
Client
Mo is extremely professional and has helped me with new and remortgage transactions over the past 3 years. Contract Mortgage Solutions is efficient, communicative, and resolves issues well. Highly recommend!

Layla De Freitas
Client
Mo and his team have provided our mortgage for 7 years, helping us remortgage 3 times. Mo goes above and beyond with in-depth market knowledge and excellent service, even with our changing plans. Thank you!”