How to use the buy to let mortgage calculator
To see how much loan you can get, put the following details into the calculator:
.01
 Property Amount
Enter the property amount in Purchase Price section
.02
Gross Income
Then Enter Gross monthly rental income in the next section.
.03
Calculate
Click on calculate and you will get the estimated results
Note: Be mindful that these calculators only provide estimation. For exact valuation you need to call our expert!
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For those who are looking for
a property to let
For those who are looking for a property to let, and plan to finance the purchase through a mortgage, it would be desirable to know the most exact figures – including the total cost of monthly mortgage repayment, and approximate maximum amount you may expect to be lent to you.
Our buy-to-let mortgage calculators will do the work for you, indicating your monthly payments based on the mortgage quantity you wish to borrow, interest rate and the mortgage term, and the amount you are allowed to borrow from your expected monthly rental income.
It is also important to know that the actual amount of money that you could borrow is determined by other factors including your expenses and the down payment that you have; thus, consult one of our specialists to find out the exact deals you qualify for.
Why Prefer Us
Optimised
Repayment Plans
The calculation takes into consideration the volatile earnings, flexible to enable the repayment plan to correspond with the income flow of the client thus enabling easy management of mortgage.
Maximised Investment
Potential
This way, you can pinpoint the best investment opportunities, knowing what you can invest in and how it affects your financial plan.
Lorem Ersum
The calculation takes into consideration the volatile earnings, flexible to enable the repayment plan to correspond with the income flow of the client thus enabling easy management of mortgage.
Lorem Ersum
The calculation takes into consideration the volatile earnings, flexible to enable the repayment plan to correspond with the income flow of the client thus enabling easy management of mortgage.
FAQ’S
What is a buy to let calculator?
How does a buy to let calculator work?
Users input various financial details such as property purchase price, rental income, mortgage interest rate, property management fees, insurance costs, and other expenses. The calculator then provides estimates of potential monthly cash flow, annual return on investment, and other relevant financial metrics.
What information do I need to input into the buy to let calculator?
You will typically need to input the following:
- Property purchase price
- Expected rental income
Can the calculator account for potential rental income fluctuations?
Some buy to let calculators allow you to input a range of potential rental incomes to account for fluctuations in rental rates. This feature provides a more realistic estimation of potential cash flow.
Is the calculator's estimate of profitability accurate?
The calculator’s estimate of profitability is based on the information you provide. While it can give you a good indication of potential returns, actual profitability may vary due to factors such as vacancies, unexpected expenses, and changes in market conditions.
What are the key metrics provided by the buy to let calculator?
Key metrics typically include:
- Monthly cash flow
- Annual return on investment (ROI)
- Gross yield (annual rental income divided by property purchase price)
- Net yield (annual rental income minus expenses, divided by property purchase price)
- Loan-to-value (LTV) ratio
Can the calculator account for different mortgage products?
Yes, the calculator can usually accommodate different types of mortgage products, such as interest-only or repayment mortgages. Be sure to select the appropriate mortgage type when using the calculator.
How does the loan term affect the calculations?
The loan term affects both the monthly mortgage payments and the total interest paid over the life of the loan. A longer loan term typically results in lower monthly payments but higher total interest paid, while a shorter loan term has the opposite effect.